Chris Robley
Senior Loan Officer
Top 1% Loan Officer in the Nation
NMLS# 1656914
Los Angeles
U.S. Bank Tower
633 West Fifth Street, Los Angeles, CA 90071
Orange County
360 E 17th St, Costa Mesa, CA 92627
| Loan Program | Details |
|---|---|
| FHA Home One | – Minimum FICO: 620 – Full Down Payment Assistance – No Closing Costs Covered – No Income Limits |
| Jumbo 7-Year ARM (US Bank) | – Lowest rate in jumbo banking, 1 point below all other banks |
| Jumbo 10% Down | – No PMI (Private Mortgage Insurance) – 720+ FICO required |
| Jumbo 5% Down – Physician Loan | – Only 5% down on a jumbo loan for doctors – 720+ FICO required – No PMI |
| Bank Statement Loan | – No tax returns required – Down payment as low as 10% – Minimum credit score: 680 – Starting interest rates: 6.99% on primary residence |
| Stated Income Loan | – No bank statements or tax returns required – Down payment as low as 10% – Minimum credit score: 680 – Starting interest rates: 7.5% on primary residence |
| DSCR Investment Loan (No Income) | – Down payment: 15% (compared to 20% on all investment loans) – Minimum credit score: 680 |
Disclaimer: The availability of loan programs offered by lenders is subject to change. Please consult with your lender for the most current information and eligibility requirements.
